Security & licenses

Safe Transactions with Excellent Protection

The security of your business transactions is our priority. Therefore, Instapay team makes thorough efforts to provide payment services with the best protection system.

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License and Certification

Bank Indonesia
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3D Secure

Verified by Visa (VbV) and MasterCard SecureCode (3DS) are PINs used by cardholders to verify the legitimacy of online transactions, similar to the PINs used in debit cards.

This program protects consumers by reducing the risk of fraud. Merchants are also protected from payment declines because of fraud issues. We work with banks that can integrate secure 3D processing through our systems.

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PCI DSS

PCI DSS or Payment Card Industry Data Security Standard is a proprietary information security standard managed by the PCI Security Standards Council (PCI SSC).

Payments used on the Instapay platform comply with applicable standards to ensure that transaction data is secure and avoid card data breach.

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128 Bit Encryption

Instapay server is encrypted by 128-bit Encryption. This encryption system helps to ensure when a user enters any detailed information in the Instapay system, all user data will be encrypted first time on our server. This procedure helps to reduce the possibility of data theft by irresponsible parties.

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Instapay's certification and license are under MC Payment Indonesia